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AutoInsureB Posts: 1 Registered: Mar, 2007 New Auto Insurance resourse for all free, free quotes! Posted: Mar 22, 2007 11:05 AM Reply Most states require minimum liability automobile insurance. If insurance is required in your state, the penalties for not carrying the mandated amount can lead to fines up to $500, impounding your car and a suspension of your license. If you are involved in an auto accident without insurance, the penalties and money you can owe could ruin you financially. Typically the minimum required state liability coverages are: #1. A maximum amount for bodily injury of one person #2. A maximum for bodily injury of all persons #3. A maximum for property damage These are often listed in that order and separated by commas or slashes. For example, auto liability coverage of 25/40/10 would equal twenty-five thousand dollars for bodily injury of one person, forty thousand dollars for all persons injured in one accident and ten thousand dollars for property damage. 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